We pay over $1000.00 a month for health insurance. Any increase for benefits that we may or may not use should be at our discretion. There are so many things it doesn't pay for that are needed already. We should have increased benefits for the cost small businesses are paying already. WE are subsidizing everyone else. We don't have time to go for treatment because we are working too hard just to pay for the insurance. This will not help us. Insurance and taxes and fees are killing us;. You are not business friendly in this state. We have lived here our whole lives and are thinking of packing it up and moving, like our children have. Think about that...........